Moving to Tennessee? Your Full Guide to Real Estate, Taxes & Life

Why Tennessee Is Attracting So Many New Residents

Tennessee is quickly becoming one of the most popular relocation destinations in the United States. One of the main reasons is the low cost of living, which is well below the national average. Everything from groceries to property taxes tends to cost less in the Volunteer State.

Another big draw is that Tennessee has no state income tax, allowing residents to keep more of their earnings. Whether you’re a retiree on a fixed income or a remote worker with flexible options, that alone can be a huge incentive.

The state is also rich in natural beauty. From the Great Smoky Mountains in the east to the rolling hills and lakes scattered throughout the state, Tennessee offers a diverse and stunning landscape.

Cities like Nashville, Knoxville, and Chattanooga are booming with job growth, entertainment, and culture, offering the perfect mix of opportunity and charm. These cities have seen large influxes of new residents and significant infrastructure growth in recent years.

Many people also appreciate the state’s strong sense of community and traditional values. Neighborhoods are often close-knit, and the general attitude of residents tends to be warm and welcoming.

Tennessee Real Estate Market Overview

Home Prices by Region (East, Middle, West)

Real estate prices vary widely depending on the region. In East Tennessee, areas like Johnson City and Sevierville offer modest home prices with mountain views. Middle Tennessee, including Nashville and its suburbs, has seen the steepest rise in prices. West Tennessee, home to Memphis, tends to be the most affordable for buyers.

For example:

• A cabin on 12+ acres in Nunnelly, TN: $399,900
• A luxury estate in Kingsport, TN with 6 beds and 3+ acres: $1,099,000
• A 3-bed home in Middleton, TN with land: $170,000

Additionally, many areas around Cookeville, Crossville, and Columbia are heating up as alternative hot spots for both investors and homebuyers seeking lower prices with strong upside potential.

Rural Land and Cabin Trends

There is a growing trend in Tennessee for rural properties, especially off-grid homes, mini-farms, and barndominiums. Buyers are seeking privacy, land, and more sustainable ways of living. These types of properties appeal not only to retirees and homesteaders but also to young families and remote workers looking for a lifestyle shift.

BoundlessEstates.com specializes in showcasing these types of listings, helping buyers find cabins, raw land, and acreage properties ideal for a peaceful lifestyle. These niche properties are often overlooked on larger real estate platforms, but they are in high demand.

IMAGE: [Rural land, off-grid cabin, or barndominium photo here.]

What to Expect When Buying a Home or Land in Tennessee

Property Taxes & Closing Costs

Tennessee has some of the lowest property taxes in the country, averaging about 0.64% of a home’s assessed value. That’s a major plus for long-term affordability. In many counties, taxes for homes on several acres are under $1,000 per year.

Buyers should also plan for closing costs such as:

• Title insurance
• Home inspection & appraisal
• Escrow & recording fees

These can typically add 2% to 5% to the home purchase price. Some areas may also require flood certifications or surveys, especially in rural zones.

Zoning and Utilities in Rural Areas

If you’re buying rural land or a remote cabin, check for:

• Water access (well or municipal)
• Septic system requirements
• Electrical access or solar options
• Zoning laws for RVs, ADUs (Accessory Dwelling Units), or modular homes

Some counties have looser regulations, but it’s important to do your due diligence. Internet access can also be limited in some rural spots, though Starlink and 5G hotspots are starting to close the gap.

Lifestyle Perks in Tennessee

Outdoor Recreation

Tennessee is a haven for nature lovers. You’ll find hiking trails, waterfalls, boating lakes, and the world-famous Great Smoky Mountains National Park.

Popular destinations include:

• Fall Creek Falls State Park
• Douglas Lake
• Natchez Trace Parkway
• Cherokee National Forest
• Big South Fork National River

These outdoor treasures offer year-round activities and are often just a short drive from rural communities.

For more, visit: https://www.tnvacation.com

Friendly Communities & Local Culture

Tennessee offers small-town hospitality with big-city perks. You’ll find:

• Weekly farmers markets
• Local BBQ competitions
• Craft fairs, music festivals, and parades

The cost of groceries, gas, and utilities is also much lower compared to states like California or New York. Tennessee is also known for its deep-rooted musical culture, especially in cities like Nashville and Memphis.

IMAGE: [People at a Tennessee farmer’s market, BBQ festival, or hiking trail.]

Where Are People Moving From?

According to IRS data and U-Haul migration reports, many new residents are coming from Florida, California, and New York. These states have high taxes and dense urban areas, prompting people to seek more space and freedom in Tennessee.

At BoundlessEstates, we often see inquiries from out-of-state buyers looking for land, investment cabins, or permanent homes in rural Tennessee.

Migration patterns also show a growing trend of Texans moving to Tennessee, thanks to shared values and comparable weather.

Relocation Tips for a Smooth Move

• Work with a local real estate expert who understands rural listings
• Explore the pros and cons of renting first vs. buying immediately
• Always inspect cabins and land before buying. Check for flood zones, road access, and structural stability.
• Hire a local title company familiar with land records and county permitting
• Look into homeowner associations (HOAs) that may have rules for rural developments

Helpful Links for New Residents

• DMV: https://www.tn.gov/safety/driver-services.html
• School locator: https://www.greatschools.org/tennessee/
• Homestead exemption info: https://comptroller.tn.gov
• Browse listings: https://boundlessestates.com
• Utilities & broadband check: https://tnmap.tn.gov/broadband/

Final Thoughts – Is Tennessee Right for You?

Tennessee combines low taxes, natural beauty, and a laid-back lifestyle. If you value space, affordability, and community, it could be the perfect move. Whether you want a farm, a forested retreat, or a small-town life, Tennessee has something for everyone.

Browse our latest listings at https://boundlessestates.com or reach out to our team to learn more about your options.

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Common Questions Answered

Is moving to Tennessee worth it?

Yes—especially for those seeking affordability, no state income tax, and a strong sense of community. With beautiful landscapes and a slower pace of life, Tennessee offers a unique balance of charm and opportunity for both individuals and families.

What is the downfall of living in Tennessee?

Humidity, allergies (especially from spring pollen), and the potential for severe weather like tornadoes can be downsides. Some rural areas may also lack strong internet and public transportation access.

What salary do you need to live comfortably in Tennessee?

A salary of $50,000–65,000 supports a comfortable lifestyle in most areas, especially smaller towns. In Nashville or Knoxville, you may need closer to $70,000 to maintain the same standard of living.

Does Tennessee get a lot of snow?

No. Snowfall in Tennessee is generally light and infrequent, especially in Middle and West Tennessee. East Tennessee near the Smoky Mountains sees more snow but rarely heavy accumulation.

Why are people moving out of TN?

While most are moving in, some leave due to political differences, limited public services, or weather-related concerns. However, the state’s population continues to grow due to strong net migration.

How long do you have to live in Tennessee to be a resident?

You’re considered a resident for most legal purposes after living in Tennessee for six consecutive months. This applies to voting, vehicle registration, and tuition residency status.

Pros and cons of moving to Tennessee

Pros: Low taxes, friendly communities, access to nature, and a slower pace of life.
Cons: Humid summers, high pollen counts, minimal public transportation, and fewer large-city amenities in rural areas.

Laws to know before moving to Tennessee

Tennessee has no state income tax and allows open and permitless concealed carry of firearms. Property owners may benefit from the Homestead Exemption, and ADU zoning varies by county.

Moving to Tennessee from California

Expect a dramatic drop in housing costs and overall expenses. You’ll gain more space, fewer regulations, and no income tax—but also less diversity and different cultural norms.

Transfer out-of-state license to Tennessee cost

It typically costs $28 to transfer your license. You’ll need proof of identity, residency, and legal presence, and the process can usually be completed in one visit to the DMV.

Reasons not to move to Tennessee

If you require robust public transit, prefer cool dry weather, or dislike rural settings, Tennessee may not be the right fit. The political climate also varies significantly by region.

Regret moving to Tennessee

Some people regret moving due to underestimating the rural lifestyle, slow infrastructure, or a lack of certain urban conveniences. Visiting first can help manage expectations.

Moving to Tennessee from Florida

You’ll enjoy more elevation, cooler weather, and fewer hurricanes. Both states share no income tax, but Tennessee offers more varied terrain and opportunities for seasonal recreation. You’ll notice more mountains and fewer hurricanes! Property taxes are lower and there’s no income tax in either state.