Study Shows More Single Women Own Homes Than Single Men in the U.S.

Written by Boundless Estates in Real Estate Trends Last Updated June 2, 2025
Why More Single Women Own Homes Than Single Men in the U.S.
Why More Single Women Own Homes Than Single Men in the U.S.

A Surprising Homeownership Gap

It might surprise you, but when it comes to owning a home, single women are quietly outpacing single men across the country. Even with challenges like lower average incomes, they’re stepping up and getting the keys—literally.

Single women own more homes than single men in almost every major U.S. city. In 2023, 17% of all recent homebuyers were single women, while just 9% were single men. Even in today’s market, women are finding ways to buy.

A side-by-side bar graph showing 17% women vs 9% men as recent homebuyers.
A side-by-side bar graph showing 17% women vs 9% men as recent homebuyers.

Let’s talk numbers.

According to the National Association of Realtors (NAR) in their 2023 Profile of Home Buyers and Sellers, 17% of all recent homebuyers were single women. Only 9% were single men. That means nearly twice as many women are buying homes on their own compared to men.

Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S.
Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S.

This isn’t just a small trend either. A 2022 study by LendingTree looked at the 50 biggest metro areas in the U.S. and found that in 48 of them, single women owned more homes than single men. That includes major cities like New York, Los Angeles, and Chicago.

Study Shows More Single Women Own Homes Than Single Men in the U.S.
Study Shows More Single Women Own Homes Than Single Men in the U.S.

Why is this a big deal? Because women are making it happen in a market that’s not always easy—especially when you consider income gaps and rising home prices. Still, they’re finding ways to buy, and that’s changing the way we think about who owns homes in America.

Why More Single Women Are Buying Homes

More women are deciding they don’t need to wait for a partner to buy a home—they’re doing it on their own, and on their own terms.

Single women are buying homes for independence, long-term stability, and because they’re no longer waiting on marriage to make big life moves.

A close-up of hands holding house keys with a folder labeled “FHA Loan Approval” in the background.
A close-up of hands holding house keys with a folder labeled “FHA Loan Approval” in the background.

For many women, owning a home is about more than just shelter. It’s about independence. It means having control over your life, your space, and your future—without needing anyone’s permission or approval.

Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S
Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S.

Another reason? Women are delaying marriage, and they’re not waiting to settle down before buying property. Today’s buyers are more likely to focus on personal goals—like real estate—before finding a partner.

And finally, a home is still one of the most reliable long-term investments. Many women see it as a way to build equity, lock in stability, and have something to call their own—whether or not they ever plan to marry or have kids.

Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S.
Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S.

Women Make It Work Despite the Income Gap

It’s no secret that women still earn less than men—but that hasn’t stopped them from becoming homeowners.

Even with a persistent wage gap, single women are using creative tools and making sacrifices to buy homes on their own.

A single woman reviewing loan paperwork at a kitchen table with a laptop and coffee, focused and determined.
A single woman reviewing loan paperwork at a kitchen table with a laptop and coffee, focused and determined.

According to the U.S. Census Bureau, the gender wage gap is still very real—women earn about 83.6% of what men earn on average. But despite that, women are still buying more homes than single men, which shows just how determined they are to build financial stability.

A single woman reviewing loan paperwork at a kitchen table with a laptop and coffee, focused and determined.
A single woman reviewing loan paperwork at a kitchen table with a laptop and coffee, focused and determined.

Many are getting it done with help from first-time buyer programs, FHA loans, and state or local housing grants. These options often make it easier to qualify with a lower down payment or less income, giving women a clearer path to homeownership.

On top of that, women are often more willing to make financial trade-offs—like skipping expensive vacations or living in a smaller space—if it means owning their home. For them, it’s not just about buying property. It’s about gaining control, building wealth, and creating long-term security.

Lifestyle and Emotional Reasons Behind the Shift

For many single women, owning a home isn’t just a financial decision—it’s personal.

Homeownership gives women a sense of stability, control, and pride that renting doesn’t. They’re willing to sacrifice space or location to get it.

A woman peacefully reading a book in her living room, soft lighting, cozy decor, and personal touches all around.
A woman peacefully reading a book in her living room, soft lighting, cozy decor, and personal touches all around.

Home isn’t just where you live—it’s where you feel safe and in control. For single women, buying a home often represents security and stability, especially in a world where so much feels uncertain. It’s a space that’s theirs—no landlord, no roommates, no compromises.

Study Shows More Single Women Own Homes Than Single Men in the U.S.
Study Shows More Single Women Own Homes Than Single Men in the U.S.

Many women also place a higher value on homeownership over luxury spending or short-term comfort. They might skip designer handbags, frequent vacations, or dining out if it means getting closer to owning their own space.

And when it comes time to buy, single women are often more willing to compromise on things like square footage or location—as long as it’s a smart move toward long-term independence. They’re not buying dream homes; they’re building strong foundations.

What This Means for the Housing Market

This shift isn’t just a stat—it’s already changing how the housing market operates behind the scenes.

As more single women buy homes, agents and lenders are adapting their strategies, and demand for affordable homes is rising fast.

Study Shows More Single Women Own Homes Than Single Men in the U.S.
Study Shows More Single Women Own Homes Than Single Men in the U.S.

With single women outpacing men in homeownership, real estate agents and lenders are taking notice. Many are now tailoring services, communication styles, and even listings to better match the needs of independent female buyers.

Study Shows More Single Women Own Homes Than Single Men in the U.S.
Study Shows More Single Women Own Homes Than Single Men in the U.S.

We’re also seeing a rise in female-focused financial tools and homebuyer workshops. These events help women understand loan options, down payments, and how to build long-term equity—something many weren’t taught growing up.

And with more women entering the market solo, especially in urban and suburban areas, starter home inventory is feeling the squeeze. Affordable, smaller homes are in high demand, which could push prices higher and increase competition for first-time buyers of all types. The market is shifting—and fast.

Resources for Single Women Ready to Buy

Buying a home solo can feel overwhelming—but there are tools out there designed to make it easier.

From FHA loans to budgeting apps, single women have more support than ever when it comes to buying a home on their own.

Study Shows More Single Women Own Homes Than Single Men in the U.S.
Study Shows More Single Women Own Homes Than Single Men in the U.S.

If you’re a single woman thinking about buying a home, you’re not alone—and you’re not without support. Programs like FHA loans, USDA loans, and state-level grants can help with down payments and make it easier to qualify, especially if you’re a first-time buyer.

Study Shows More Single Women Own Homes Than Single Men in the U.S.
Study Shows More Single Women Own Homes Than Single Men in the U.S.

There are also powerful credit-building tools and budgeting apps that can help you track your progress, boost your credit score, and stay on top of your finances as you prepare to buy. Apps like Mint, YNAB (You Need A Budget), and Credit Karma are great places to start.

And don’t overlook the importance of finding the right real estate agent. Look for someone who has experience working with solo buyers, listens to your needs, and isn’t just trying to sell you something. A good agent will guide you—not pressure you. The right team can make all the difference.

Final Thoughts

Single women aren’t just changing the numbers—they’re changing the narrative.

Women are proving that you don’t need a partner to buy a home. With the right tools and mindset, homeownership is within reach.

Study Shows More Single Women Own Homes Than Single Men in the U.S.
Study Shows More Single Women Own Homes Than Single Men in the U.S.

The data is clear: single women now own significantly more homes than single men in the U.S., and the gap continues to grow. This isn’t a one-time trend—it reflects a bigger shift in how women are choosing to use their income and shape their lives.

More and more, women are showing that you don’t have to wait for a partner or a perfect moment. Homeownership is possible—regardless of relationship status. Whether it’s through smart financial planning, government-backed loan programs, or just sheer determination, women are stepping into homeownership with confidence.

This trend isn’t just about real estate. It’s about freedom, control, and long-term vision—and that’s a message worth celebrating.

Frequently Asked Questions (FAQ)

Do More Single Women Own Homes Than Single Men?

Why More Single Women Own Homes Than Single Men in the U.S.

Yes, single women own more homes than single men in the U.S. According to LendingTree, single women own about 2.71 million more homes than single men. Women make up 13% of owner-occupied homes, while single men account for just under 10%. This trend is seen in 47 out of 50 states.

Which Gender Owns the Most Homes?

Married couples still own the majority of homes. But among single individuals, women lead in homeownership by a wide margin

Overall, married couples still own the majority of homes. But among single individuals, women lead in homeownership by a wide margin. This reflects a clear and growing shift in the housing market.

What Percent of Single Men Own a Home?

Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S.

Single men own just under 10% of all owner-occupied homes in the U.S. This is significantly less than the 13% owned by single women, according to the latest data.

Are Single Women More Than Single Men?

Study Shows More Single Women Own Homes Than Single Men in the U.S.

Yes, when it comes to homeownership, single women outnumber single men. In nearly every state, more women living alone own homes than men living alone.

Why Do Single Women Own More Homes Than Single Men?

A single woman reviewing loan paperwork at a kitchen table with a laptop and coffee, focused and determined.

Experts say single women are often more willing to make financial trade-offs, like buying smaller homes or living farther out, to achieve homeownership. Other contributing factors include longer life expectancy, greater financial independence, and a focus on long-term security.

Do Women Own More Homes Because of Divorce?

A single woman reviewing loan paperwork at a kitchen table with a laptop and coffee, focused and determined.

Divorce and widowhood do contribute to homeownership among women, especially older women. However, it’s not the only reason—many women are choosing to buy on their own, even before marriage or family.

Female Homeowners Statistics

Study Shows More Single Women Own Homes Than Single Men in the U.S.

Single women own 2.71 million more homes than single men across the U.S. Women account for 13% of owner-occupied homes, while single men make up just under 10%. This gap continues to grow.

Single Women Now Own 2.71 Million More Homes Than Single Men

Study Shows More Single Women Own Homes Than Single Men in the U.S.

That’s right—2.71 million more, based on LendingTree’s 2022 analysis. This trend spans across 47 states, with the biggest gaps in Delaware and Connecticut.

Homeownership Statistics by Gender

A woman peacefully reading a book in her living room, soft lighting, cozy decor, and personal touches all around.

Across the U.S., women—especially single women—are gaining ground in homeownership. While married couples still dominate the market, single women are ahead of single men by millions of homes.

Percentage of Single Women Buying Homes

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Single women made up 17% of recent homebuyers, according to the National Association of Realtors. In comparison, single men accounted for just 9%.

Single Women Homeownership

Single woman homeowner holding house keys outside her new home, symbolizing independence and rising female homeownership in the U.S.

This trend isn’t new—single women have consistently bought more homes than single men for over a decade. The gap is widening as more women prioritize stability and long-term financial goals.

How Many Women Own Property?

work from home, work from home jobs, work from home jobs no experience, data entry work from home, how to work from home, entry level work from home jobs

While exact numbers vary by source, millions of women across the U.S. own homes. Single women alone account for over 10 million owner-occupied homes—significantly more than single men.

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