Search foreclosure, pre-foreclosure, auction and bank-owned (REO) properties across all 50 states, updated every day.
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Foreclosure basics
Each stage carries different risk and different savings.
The owner has fallen behind on payments but hasn't been evicted or had the home seized. They still have time to sell, often at a discount.
Best upside, because competition is low and owners are motivated, but it takes direct outreach and negotiation with both the homeowner and their lender.
When a pre-foreclosure doesn't sell, the property goes to public auction at a courthouse or online. Bidding opens at what's owed to the lender plus fees.
The biggest discounts. But you usually need cash and buy sight unseen, with no inspection and no title insurance.
If nobody buys at auction, the bank takes ownership. They want it off their books and will often take offers well below market.
The safest path for most buyers: you can inspect, get financing, and receive clean title. Smaller discounts, but close to a normal purchase.
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Detailed foreclosure, pre-foreclosure and REO listings with photos, property details, estimated values and auction dates.
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Common questions
Often, yes. Foreclosed properties are often priced below comparable market listings because banks and government agencies want to recover losses quickly rather than maximize profit. Savings depend on property condition, location, and competition from other buyers.
Not always. Auction-stage foreclosures typically require cash, but bank-owned (REO) properties can be financed with conventional, FHA, VA, or USDA loans. Pre-foreclosures can also be bought with standard financing by negotiating with the homeowner.
Foreclosures carry risks including deferred maintenance, unpaid liens, and as-is conditions. Get a professional inspection, run a title search before closing, and budget 10 to 20 percent of the purchase price for immediate repairs. Auctions are highest risk; REO is safest.
Pre-foreclosure means the owner has defaulted but the property has not been seized. Auction properties are sold at public sale, usually for cash. REO properties went through auction without a buyer and are now bank-owned, offering the safest and most financeable path.
Foreclosure.com updates its listings daily, pulling from county auction records, bank REO inventories, and direct filings across all 50 states.
A basic search is free and shows photos, general locations, and listing types. A foreclosure.com subscription unlocks full addresses, ownership records, auction dates, and lien information across their full nationwide database.
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