107 Pin Oak Trl

A meticulously maintained A-frame cabin on Kincaid Lake in Falmouth, Kentucky, built in 1978. Two bedrooms and two full bathrooms, spread across three levels on a 0.37-acre lakefront lot. Listed at $199,900, just 15 days on the market as of this writing, and already outpacing most comparable listings nearby. A private dock and an included collection of two kayaks, a paddleboard, and a canoe come with the sale.

The setting

Kincaid Lake sits in Pendleton County, and this property puts you right on the water, on a 0.37-acre lot with genuine lake frontage rather than a lake view from a distance. The listing is direct about what that means day to day: “enjoy peaceful lake views, spend your days on the water, or unwind by the fire pit under the stars.” A private dock extends out into the lake, and the included watercraft — two kayaks, a paddleboard, and a canoe, all stored in a dedicated shed on the property — mean a buyer can be out on the water the same weekend they close.

The listing photos were shot in late fall, with bare trees framing the water rather than hiding it — in some ways a better representation of the actual sightlines from the house than a leafed-out summer shoot would give you. A fire pit area near the water, furnished with Adirondack chairs and a bench, adds a dedicated outdoor gathering spot beyond the deck itself.

The house

This is a true A-frame, built in 1978, with the steep roofline and soaring interior that style is known for. The great room runs two full stories, capped by a stone fireplace that rises the full height of the space and a wall of windows that pulls the lake view directly into the living area.

The living room is finished simply, with a black futon-style sofa and warm wood paneling throughout, while a sliding barn door off the main hallway adds a bit of architectural character beyond what a typical lake cabin offers.

The kitchen is a classic galley layout, with a peninsula separating it from the dining area and a farmhouse-style wood table set beneath the A-frame’s angled windows — genuinely one of the more inviting breakfast spots you’ll find in a cabin this size, given the light and the lake view both pouring in at once.

A built-in desk nook with its own sliding barn door storage sits just off the kitchen — a genuinely useful detail for anyone who wants a small home office or work space without giving up a full bedroom to it.

The primary bedroom sits upstairs in the loft, tucked beneath the A-frame’s sloped ceiling, finished with blue bedding and enough headroom to feel like a real bedroom rather than a cramped attic conversion. The second bedroom, per the listing’s room details, sits down in the walk-out basement level, giving the home genuine separation between its two sleeping spaces across three total levels.

A wood-burning stone fireplace anchors the main living level, and the listing notes central air conditioning alongside a heat pump system — genuinely comfortable climate control for a cabin of this age and style, rather than relying purely on the fireplace and window units.

Outdoor living

Beyond the dock and fire pit, the home offers a full screened porch and open deck system that takes advantage of the sloped, wooded lot. A round table and chairs furnish one deck level, with a staircase leading further down through the trees toward the water.

The screened porch itself adds a genuinely three-season living space, complete with its own wood stove for taking the chill off on cooler evenings without needing to retreat fully indoors.

What to know before you call

Zillow does not list a total square footage for this property — it shows simply as ”—” on the listing. The individual room dimensions given (a 12x12 primary bedroom, a 12x14 basement bedroom, an 8x12 dining room, a 12x12 family room, a 10x10 kitchen, and a 12x12 living room) add up to roughly 800 square feet of listed room space, but that figure excludes hallways, stairwells, bathrooms, and any unlisted areas, so treat it as a rough sense of scale rather than an official total. Confirm actual livable square footage directly with the listing agent if that number matters to your decision.

Annual property taxes run $1,193, against a tax-assessed value of $96,000 — both notably below the $199,900 asking price, typical of a market where assessments lag behind recent price growth, especially for lakefront property that tends to command a premium beyond its assessed value. Zillow’s own tool currently flags this listing as likely to sell faster than 100% of comparable nearby homes, so expect real competition if this one appeals to you. This home has been on the market just 15 days as of this writing.

This is our latest Kentucky lake property. You can see more Kentucky homes with land and water access on the properties page.

The facts

Clyde Kessen at Sparen Realty is the listing agent for this property. He can be reached directly at 513-535-9709. More like this lands in the Monday email.