200 S Main St

A two-storey limestone-fronted bank building on the corner of Main and Poplar in downtown Poplar Bluff, listed at $159,000 for about 16,000 square feet, which is $10 a foot. The listing calls it the finest example of Neo-Classical architecture in the town, built around 1914 with clay brick walls behind a limestone block facade, and says the roof was replaced around 2013 and that a separate parking parcel across Cedar Street comes with it. The photos show the parapet lettered Bank of Poplar Bluff, a night depository in the stone, and inside, a building stripped to its joists and brick, with the bank vault still standing. The listing lists no utilities, no heating, no bathrooms and no year built in its fields, and the remarks end with “motivated, make offer.”

The building

The remarks give approximately 16,000 square feet and the fields give 16,194, with no breakdown by floor and no year built in the fields, only “around 1914” in the remarks. The exterior is clay brick with a limestone block facade. Inside, the remarks describe wood framing, steel beams and reinforced concrete carrying the load, and the photos bear that out: peeled-back ceilings show wood joists on the ground floor and steel beams above.

The front is the reason to look. Fluted columns, an arched window over the entrance, a corner clock on a bracket, and the bank’s name cut into the parapet. The photos show blue awnings over the doors and boards in some of the side windows.

The interior is a shell. Every interior photo shows ceilings removed to the structure, walls stripped to brick or studs, bare concrete floors, and office furniture stacked under plastic sheeting. No finished room appears anywhere, and the listing counts zero bathrooms.

The vault is still there, a steel door on heavy hinges with a barred day gate behind it, rusting. The listing does not mention it. The remarks pitch the building for executive offices, clinics, financial institutions or a multi-tenant income play.

The roof is flat, and the remarks say it was replaced around 2013. The aerials show a membrane with heavy dark staining across most of its area, patches, and a rooftop unit that appears to be tilted off its curb.

The lot and the parking

The listing gives 0.67 acres, 29,185 square feet, as a single figure. The remarks say an additional parcel for parking south of Cedar Street is included. The aerial with the outline shows that parcel: a concrete lot across the street with faded striping and the slab of a demolished building on it, beside a railroad crossing on a brick street.

The building itself sits on the corner with angled parking on Main Street in front of it. The listing has no parking field. The remarks place it near the Black River, Wiseman Park and the Rodgers Theatre district.

The facts

What to know before you call

It is a shell, and the listing describes a finished building. The remarks say the interior is adaptable and well-suited to executive offices, clinics or banks. Every interior photo shows ceilings opened to the joists, walls stripped to brick and studs, and bare concrete. The listing lists no heating, no cooling, no water, no sewer, no power and zero bathrooms. Whatever this becomes, the buyer builds the systems from scratch: mechanical, electrical, plumbing, fire suppression, restrooms, elevator or lift for a two-storey public building, and the accessibility work that comes with a change of use. $10 a foot is the shell price, not the finished price. Ask for an engineer’s report on the structure and any hazardous materials survey, because a 1914 commercial building stripped this far has almost certainly had asbestos and lead in it, and the photos do not show whether abatement was done or is still owed.

The roof the remarks date to 2013 needs a look. The aerials show a membrane stained dark across most of its area, patched in places, and what appears to be a rooftop unit off its curb. That is what a flat roof looks like when it has been holding water. Ask for the roofing invoice and any warranty, and put a roofer on it before you rely on the date.

Commercial in the remarks, residential in the fields, and no zoning anywhere. The listing calls it a commercial property. Its own fields file it as Single Family, subtype Other, which is how Zillow handles a listing that does not fit its residential template. There is no zoning field and no county record to check. Ask the City of Poplar Bluff what the parcel is zoned, what uses are permitted by right, and whether upper-floor residential or a mixed-use conversion needs a variance.

Ask whether it is in a historic district before you touch the facade. The remarks sell the architecture and place the building near the historic Rodgers Theatre district. The listing does not say whether the building or the district is listed on the National Register or under a local preservation ordinance. If it is, exterior changes, windows and signage may need review, and the building may qualify for state and federal historic rehabilitation tax credits that change the arithmetic on a project this size. Ask the city and the state historic preservation office, and ask whether the corner clock and the depository are protected features.

Two parcels, one acreage figure, no parcel numbers. The lot reads 0.67 acres as a single figure and the remarks say a parking parcel across Cedar Street is included, which the outlined aerial shows. The listing gives no parcel numbers and does not say whether 0.67 acres covers both. Get both parcel numbers into the contract and have the title company confirm both convey.

The parking lot has a building’s slab in it. The outlined parcel is a concrete lot with faded striping and the foundation of a demolished building across part of it. Ask what was there, when it came down, and whether the demolition was permitted and closed out, because a slab can hide a basement, a tank or a cleanup that follows the land.

No taxes, no history, and Missouri assesses commercial land differently. The listing gives no tax figure and there is no assessment record. Missouri counties reassess real property on a two-year cycle and assess commercial property at a higher share of market value than residential, so a change of use can move the bill. Ask the Butler County assessor for the current bill on both parcels and how they are classified.

There is a vault in the middle of the plan. A bank vault with a steel door is either the feature that makes the building a restaurant or a wine room, or several tons of steel and concrete in the way of an office plan. The listing does not mention it. Ask whether it stays, whether it can be removed, and what that costs.

Sale or lease. The listing is marked for sale, and a lease term field reads “contact for details.” Ask whether the owner will lease, and on what terms, because a lease with an option may be the way into a building that no lender will finance as a shell.

Financing. No terms are listed. A gutted commercial building is not a residential mortgage. Talk to a commercial lender about a construction-to-permanent loan, and ask the city and the regional development bodies what incentives exist for downtown redevelopment, because a listing that says “make offer” on a landmark at $10 a foot is one where the numbers are made in the financing rather than the price.

The phone number for the agent is not in the listing itself. Zillow’s attribution data carries a number for the agent that the listing’s own Listed by line does not show, and that line carries only the brokerage. Call the brokerage number below and ask for Lucas Edington.

Nineteen days on the market, no history. Listed August 19, 2026 with no prior sale or price change shown, on REALSTACK rather than a residential MLS. Nothing has been tested, and the remarks already invite an offer.

You can see everything else we have listed on the properties page. This is not our usual acreage, but at a similar price we have a knotty pine cabin on 2.5 acres near Grayling, Michigan and an off-grid log cabin on the Betsy River near Paradise.

To ask about this one, call Mossy Oak Properties Mozark Realty on 573-712-2252, ask for Lucas Edington, and reference MLS 26053419. Tell them where you saw it.