201 W Main St, Cumby, TX 75433

See the full Zillow listing at the end of this article.

Own a unique piece of East Texas history in the heart of Cumby. This former 1900s bank has been transformed into a warm and inviting live/work space filled with character.

From the exposed brick and original tin ceilings to the wood floors and open concept, the design blends vintage charm with a modern layout.

The main floor includes a free-standing layout of a living area, bedroom, and sitting space that doesn’t interrupt the original architecture, making it flexible for future updates or commercial use.

Upstairs, the loft includes a walk-in closet and private ensuite bath, making it an ideal owner’s retreat or workspace. The kitchen and open patio below are perfect for hosting intimate gatherings, while the home’s 1.5-story layout keeps everything feeling open and airy. Zoned for light commercial use, this rare find is ideal for someone looking to live and work under one roof. The home totals 1,524 square feet and sits on a manageable 1,742-square-foot lot.

You’ll find this one-of-a-kind home at 201 W Main St, Cumby, TX 75433—just 10 minutes from Commerce and 15 from Sulphur Springs. It’s a convenient location for anyone commuting or looking for small-town charm within an hour of Dallas. Whether you want to make it your personal residence, use it as a creative office space, or keep it in the family as a long-term investment, this property offers unique potential.

Priced at $264,900, this is more than a home—it’s a rare opportunity to own a building with history and function. With central gas heat, laminate and wood floors, original design details, and a flexible zoning setup, it’s ready for your next chapter.

Reach out today to schedule a showing of this one-of-a-kind loft-style gem in downtown Cumby.

See this listing on Zillow!